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4 Things Every Borrower Needs to Know About Mortgage Brokers

Buying a home in Georgia, whether for the first time or the last, is an exciting event. Yet before you even take a look at a single home for sale, it is a smart idea to have your mortgage financing lined up. While it is possible to get a home loan directly with your local credit union or bank, the most common mortgage-makers are mortgage brokers. If you are ready to apply for a home loan, here are 4 things you need to know about mortgage brokers before starting the process. A broker is a middleman Mortgage brokers act as go-betweens for you and many different potential lenders. Instead o...

June 20th, 2018 | mortgage brokers, 4 Things Every Borrower Needs to Know About Mortgage Brokers

Advantages of a Mortgage Broker

Advantages of a Mortgage Broker Finding a fair mortgage loan can feel impossible, but with an independent mortgage broker like The Mortgage Source, you get a personal concierge to help you find the best rates and closing costs for you!     Brokers When you work with a mortgage broker, their job is to go out into the open market and find the best rates and closing costs for your particular situation. Brokers like The Mortgage Source often have professional relationships with lenders, and can get “wholesale rates” for their clients. That means you could get...

June 15th, 2018 | Independent Mortgage Broker, About Us, Mortgage Rate, Closing Costs, Advantages of a Mortgage Broker

3% Down Conventional Mortgage Loan

3% Down Conventional Mortgage Loan Learn about one of the newer conventional loan options, where you put 3 percent down instead of the typical 5 percent.     Traditionally Usually home buyers will put 5 percent down on a conventional mortgage loan, but what you may not know is that you may now qualify for a 3 percent down loan. There are some significant benefits to choosing this newer option. What’s the Difference? A 3 percent down loan means 2 percent less that you pay out of pocket, up front, for your home loan, compared to the five percent down conven...

June 4th, 2018 | Types of Loans, Qualify, Mortgage, Home Loans, Closing Costs, Mortgage Rate, 3% Down Conventional Mortgage Loan

Why You Should Work For Us

We’re hiring! Here’s why you should come work with us! Maybe you’re ready for a change in career, or, maybe you’re ready to start your career! When you choose to work for The Mortgage Source, you’re choosing a job with competitive pay, great benefits, friendly coworkers and owners, and work with a purpose!     Benefits You may be thinking, “a mortgage company in Jasper, Georgia won’t pay as well as a company in metro Atlanta,” but in fact we do! We take pride in offering employees a competitive salary on the same level ...

May 30th, 2018 | The Mortgage Source, Positions, Why You Should Work For Us

Prequalify

Prequalify What is prequalification and what does it entail? Right now the real estate market is very competitive, and getting properly prequaled gives you the upper hand when buying a home. By getting prequalified, you can feel prepared and confident going in with your best offer, giving you the best chance to get your perfect home.     Questions Part of the process of prequalifying a home buyer includes questions like: “How much would you like for your maximum monthly house payments to be?” “How much savings and assets do you have that can be cons...

May 21st, 2018 | Home Loans, First-Time Home Buyer, Mortgage, Qualify, Prequalify

A Look at Cherokee Cities

Cherokee County’s 5 Best Cities Whether you prefer a quiet downtown area or a bustling walkable city, Cherokee County’s top 5 cities have something for everyone!     Woodstock You may not expect to find a bustling downtown in North Metro Atlanta, but the City of Woodstock has a lot to offer! With a lively and walkable downtown shopping district, several performance venues, an impressive collection of parks and trails, and a featured community events throughout the year (including a Summer concert series!), Woodstock is a great place to live, work, and vis...

May 15th, 2018 | Community, North Georgia, Local, A Look at Cherokee Cities

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