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Pickens County Online Guide

  Pickens County Online Guide Are you relocating to Pickens County? Here’s your guide to local online resources, from government, utilities, and emergency services, to schools and community entertainment, these links will help get you started in Pickens County!     Schools Pickens County School District Website Pickens High School Student Enrollment Transportation Information Board of Education Members and Meetings Reinhardt University in Waleska Chattahoochee Technical College   Government and Cities Pickens County B...

July 21st, 2018 | Pickens County, Local, North Georgia, Community, Pickens County Online Guide

Should I Pay Mortgage Points?

If you are buying a home or refinancing, you have probably heard about “mortgage points.” This form of pre-paid interest can save you thousands of dollars over the course of your loan but in many circumstances is not worth the upfront cost. How do you know whether to pay points or not? Here’s a quick guide to help you figure it out. What are Mortgage Points? Mortgage points – also known as discount points - are essentially a way to pay some of the interest upfront on your home loan. One point is equal to 1% of your mortgage amount. For example, one point on a $100...

July 18th, 2018 | Purchasing a Home, Interest Rates, Should I Pay Mortgage Points?

Cherokee County Online Guide

Cherokee County Online Guide Relocating to Cherokee County? Here is your one-stop guide to online resources! From government, utilities, and emergency services, to schools and community entertainment, here you’ll find links to all the major online resources you’ll need to get started in Cherokee County!     Schools Cherokee County School District Website School Directory Bus Route Lookup and Information Cherokee Board of Education Meetings Board of Education Members Reinhardt University in Waleska Chattahoochee Technical College  ...

July 16th, 2018 | Cherokee County, Local, Community, Cherokee County Online Guide

4 Things Every Borrower Needs to Know About Mortgage Brokers

Buying a home in Georgia, whether for the first time or the last, is an exciting event. Yet before you even take a look at a single home for sale, it is a smart idea to have your mortgage financing lined up. While it is possible to get a home loan directly with your local credit union or bank, the most common mortgage-makers are mortgage brokers. If you are ready to apply for a home loan, here are 4 things you need to know about mortgage brokers before starting the process. A broker is a middleman Mortgage brokers act as go-betweens for you and many different potential lenders. Instead o...

June 20th, 2018 | mortgage brokers, 4 Things Every Borrower Needs to Know About Mortgage Brokers

Advantages of a Mortgage Broker

Advantages of a Mortgage Broker Finding a fair mortgage loan can feel impossible, but with an independent mortgage broker like The Mortgage Source, you get a personal concierge to help you find the best rates and closing costs for you!     Brokers When you work with a mortgage broker, their job is to go out into the open market and find the best rates and closing costs for your particular situation. Brokers like The Mortgage Source often have professional relationships with lenders, and can get “wholesale rates” for their clients. That means you could get...

June 15th, 2018 | Independent Mortgage Broker, About Us, Mortgage Rate, Closing Costs, Advantages of a Mortgage Broker

3% Down Conventional Mortgage Loan

3% Down Conventional Mortgage Loan Learn about one of the newer conventional loan options, where you put 3 percent down instead of the typical 5 percent.     Traditionally Usually home buyers will put 5 percent down on a conventional mortgage loan, but what you may not know is that you may now qualify for a 3 percent down loan. There are some significant benefits to choosing this newer option. What’s the Difference? A 3 percent down loan means 2 percent less that you pay out of pocket, up front, for your home loan, compared to the five percent down conven...

June 4th, 2018 | Types of Loans, Qualify, Mortgage, Home Loans, Closing Costs, Mortgage Rate, 3% Down Conventional Mortgage Loan

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