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Here For You: Friendly, Experienced, Approachable

Here For You: Friendly, Experienced, ApproachableWe believe in friendly communication, experienced team members, and cutting through bureaucracy for our clients. When most people think about getting a home mortgage loan, what usually comes to mind is: bureaucracy, red tape, bad customer service, scams, and headaches. Here at The Mortgage Source, you’ll have a completely different experience! With our experienced team members and down-to-earth owners John and Danielle Kennedy, you can expect expert advice, excellent communication, and a friendly atmosphere. But you don’t h...

October 22nd, 2017 | Independent Mortgage Broker, The Mortgage Source, Local, Community, About Us, Here For You: Friendly, Experienced, Approachable

How To: Cut Back On Closing Costs

Closing costs cover all kinds of expenses associated with buying a home. Here are three ways to decrease your closing costs. Closing costs cover all kinds of fees and services required to get a mortgage and purchase a home. These costs usually range from 3 to 7 percent of the value of your loan. Here are a few ways you can cut back on your closing costs.1. Shop AroundOne way to lower your closing cost amount is to shop around for the best deal, or have a licensed mortgage broker shop around for you. When shopping around, make sure you compare both your estimated closing costs and the tota...

October 17th, 2017 | Home Loans, Independent Mortgage Broker, Closing Costs, How To: Cut Back On Closing Costs

Georgia Apple Festival: A "Don't Miss" Event

Biggest Fall Festival in Northwest GeorgiaWhether you’re a longtime local, visiting from elsewhere, or getting to know the community after purchasing a home nearby, the Georgia Apple Festival is an event you won’t want to miss! In 2017, the Georgia Apple Festival celebrated its 46th year as one of North Georgia’s biggest and best arts and crafts festivals! Held in the fall each year in Gilmer County, the Georgia Apple Festival is typically spread across the second and third weekends in October. VendorsThe festival welcomes hundreds of art, craft, and food vendors each ye...

October 12th, 2017 | Community, North Georgia, Fall, Georgia Apple Festival: A "Don't Miss" Event

5 Tips For First-Time Home Buyers

5 Tips For First-Time Home BuyersBuying your first home can be stressful. Here are 5 tips to help your first home purchase go smoothly! First-time home buyers can feel overwhelmed: from finding the right home, to qualifying for a home mortgage loan. By following a few simple tips, you can cut out a significant amount of the stress that comes with buying your first house. 1. Track your spendingBefore you can figure out how much money you can afford to pay toward monthly home mortgage, you need to know how much money you have each month after other expenses. A good way to learn about y...

August 17th, 2017 | Home Loans, Mortgage, Qualify, First-Time Home Buyer, 5 Tips For First-Time Home Buyers

Save: The Benefits Of 15-Year Refinancing

The Benefits Of 15-Year RefinancingLearn how refinancing a home mortgage could lower your interest rate and save you thousands. Refinancing is when you take out a new loan to completely pay off your original one. This may sound odd, but it gives you the opportunity to get a better interest rate and change the loan period, which could save you thousands of dollars over the course of your loan. Why would I want to refinance?Sometimes people choose to refinance their home mortgage because they qualify for a better interest rate than when they first purchased the home. If you had bad cre...

July 27th, 2017 | Predatory Lending, Mortgage Rate, Types of Loans, Home Loans, Refinancing, 15-Year Refinance, Save: The Benefits Of 15-Year Refinancing

How To: Protect Yourself From Predatory Lending

Protect Yourself From Predatory LendingLearn how to spot and avoid predatory lending practices so you don’t get stuck with a bad loan If you’re in the market for a home loan, you may have heard the term “Predatory Lending” before. Here we’ll explain what that means and how to spot predatory lenders so you don’t get stuck in a bad situation! What are predatory lending practices?In a nutshell, predatory lending is when a lender takes advantage of a borrower. The lender might propose unfair loan terms, such as charging the highest possible rates and f...

June 29th, 2017 | Types of Loans, Predatory Lending, Home Loans, Mortgage Rate, How To: Protect Yourself From Predatory Lending

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John Kennedy (NMLS# 165885)

Phone: 678-317-0338
Fax: 877-223-4919

The Mortgage Source, LLC
(NMLS# 165864)

21 Court St, Suite 102
Jasper, Georgia 30143
Georgia Residential Mortgage Licensee
(Lic # 23034)

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