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5 Tips For First-Time Home Buyers

5 Tips For First-Time Home BuyersBuying your first home can be stressful. Here are 5 tips to help your first home purchase go smoothly! First-time home buyers can feel overwhelmed: from finding the right home, to qualifying for a home mortgage loan. By following a few simple tips, you can cut out a significant amount of the stress that comes with buying your first house. 1. Track your spendingBefore you can figure out how much money you can afford to pay toward monthly home mortgage, you need to know how much money you have each month after other expenses. A good way to learn about y...

August 17th, 2017 | Home Loans, Mortgage, Qualify, First-Time Home Buyer, 5 Tips For First-Time Home Buyers

Save: The Benefits Of 15-Year Refinancing

The Benefits Of 15-Year RefinancingLearn how refinancing a home mortgage could lower your interest rate and save you thousands. Refinancing is when you take out a new loan to completely pay off your original one. This may sound odd, but it gives you the opportunity to get a better interest rate and change the loan period, which could save you thousands of dollars over the course of your loan. Why would I want to refinance?Sometimes people choose to refinance their home mortgage because they qualify for a better interest rate than when they first purchased the home. If you had bad cre...

July 27th, 2017 | Predatory Lending, Mortgage Rate, Types of Loans, Home Loans, Refinancing, 15-Year Refinance, Save: The Benefits Of 15-Year Refinancing

How To: Protect Yourself From Predatory Lending

Protect Yourself From Predatory LendingLearn how to spot and avoid predatory lending practices so you don’t get stuck with a bad loan If you’re in the market for a home loan, you may have heard the term “Predatory Lending” before. Here we’ll explain what that means and how to spot predatory lenders so you don’t get stuck in a bad situation! What are predatory lending practices?In a nutshell, predatory lending is when a lender takes advantage of a borrower. The lender might propose unfair loan terms, such as charging the highest possible rates and f...

June 29th, 2017 | Types of Loans, Predatory Lending, Home Loans, Mortgage Rate, How To: Protect Yourself From Predatory Lending

What Are VA Loans?

What Are VA Loans?Learn about the benefits and find out if you may qualify for a VA loan. VA loans are a type of home mortgage guaranteed by the U.S. Department of Veteran Affairs. This type of loan is available to many US service members, and offer some fantastic benefits for you and your family. VA loans can only be used for the purchase of a primary residence, not a second or rental home. Am I eligible for a VA loan?If you’ve served in active duty for 90 days during wartime, or 181 days during peacetime, you may be eligible to apply for a VA loan. Those who have served 6 yea...

June 22nd, 2017 | Home Loans, Types of Loans, VA Loan, What Are VA Loans?

Which Type Of Home Mortgage Loan Should I Get?

What Type Of Mortgage Loan Is Right For Me?Learn about 3 of the most common types of home mortgage loans and see which one might be right for you.  With so many different types of loans out there, it can be confusing where to start. Here are some of the most common types of mortgage loans and what you can generally expect with each one. An independent mortgage broker like The Mortgage Source can help make sure you get the right loan for your unique situation, along with the best rate and closing cost for you. Conventional MortgageConventional mortgage loans are the most common type o...

May 31st, 2017 | Home Loans, Independent Mortgage Broker, Mortgage Rate, Types of Loans, Which Type Of Home Mortgage Loan Should I Get?

How Do I Find The Best Mortgage Rate?

How Do I Find The Best Mortgage Rate?Top 3 Reasons To Use An Independent Mortgage Broker: Get better rates and closing costs, eliminate the bureaucracy and customize your mortgage, and work directly with decision makers Whether you’re looking to finance a new home purchase or refinance one you already own, deciding where to get a loan can be confusing. There are banks, national lenders, and independent mortgage brokers. Here are the top three reasons why you should choose an independent mortgage broker for your loan. If you like to live, eat, and shop local, why not get your lo...

May 23rd, 2017 | Mortgage Rate, Home Loans, Independent Mortgage Broker, Customize, How Do I Find The Best Mortgage Rate?

John Kennedy (NMLS# 165885)

Phone: 678-317-0338
Fax: 877-223-4919

The Mortgage Source, LLC
(NMLS# 165864)

21 Court St, Suite 102
Jasper, Georgia 30143
Georgia Residential Mortgage Licensee
(Lic # 23034)

BBB

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